Business credit application form template

Send this business credit application form to a company that wants to buy on account: who they are, the limit they want, three trade references, their bank, your terms and a signature.

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Page 1 of 3

Legal business name (required)

Trade name or DBA, if different

Business ID number (EIN, company number or ABN) (required)

Type of business (required)

Corporations and LLCs count as companies.

How many years has the business been operating? (required)

years

Enter a number from 0 to 200.

Business address (required)

Street address (required)

Apt, suite, unit (optional)

City (required)

State (optional)

ZIP code

Billing address, if different

Street address

Apt, suite, unit (optional)

City

State

ZIP code

Business phone (required)

25 questions · about 7 min · logic · file upload · signature

No sign-up to start
Unlimited responses on Free

Print it as a PDF Word version

Change the questions in Word, then print.

What you get back

Every response lands in your results the moment it is sent. Turn on email notifications and each one arrives like this, and the same answers become a row in your spreadsheet.

From PulseFormCreator

Subject New response to Credit account application

Legal business name: Kovac Cabinetry LLC
Trade name or DBA, if different: Kovac Kitchens
Business ID number (EIN, company number or ABN): 84-2913756
Type of business: Company
How many years has the business been operating?: 6
Business address: 1420 Industrial Parkway, Grand Rapids MI 49508, United States

and 16 more answers

A sample email with made-up answers.

submitted_at	Legal business name	Trade name or DBA, if different	Business ID number (EIN, company number or ABN)	Type of business	How many years has the business been operating?
23 Sep 2026 09:41	Kovac Cabinetry LLC	Kovac Kitchens	84-2913756	Company	6

Export to CSV or Excel, or send responses to Google Sheets, Notion, Airtable, Slack or a webhook. All free.

What happens after someone submits

Build it once in the Workflows tab, and every new account goes through your credit check the same way.

Submitted
An application comes in

Your credit team gets it by email, with a PDF of the answers attached for the file.
Before the account opens Pro

It waits for the credit manager’s OK, and they approve or reject it from their inbox.
The decision is made

Reply from the response with the limit and terms, and their answer comes back into the same thread.

Set this up when you use the template

What this form asks, and why

The last column shows how often real credit application forms ask for it.

Question	Why it is there	Real forms
Legal business name Required	The entity that owes the debt, asked on 22 of 22 forms.	22 of 22 forms
Trade name or DBA, if different	Invoices often go out under it.	17 of 22 forms
Business ID number (EIN, company number or ABN) Required	How a credit agency finds the business.	21 of 22 forms
Type of business Required	Decides who is liable, and whether the guarantee appears.	15 of 22 forms
How many years has the business been operating? Required	A new business is a bigger risk.	14 of 22 forms
Business address Required	The main place of business.	22 of 22 forms
Billing address, if different	Optional: where invoices go if not to the main address.	Our own recommendation
Business phone Required	The number your credit team calls.	19 of 22 forms
Accounts payable contact Required	The person who pays your invoices.	16 of 22 forms
Email for invoices and statements Required	Where invoices and statements go.	7 of 22 forms
Credit limit requested Required	The decision you are being asked for.	15 of 22 forms
Latest financial statements Required Only when “Credit limit requested” is 20,000 or more	Shown only for limits of $20,000 or more.	4 of 22 forms
Owners, directors or partners: full names and titles Required	Who stands behind the business.	18 of 22 forms
Three trade references Required	How they really pay, asked on 20 of 22 forms.	20 of 22 forms
Your bank and branch Required	Where you ask for a bank reference, asked on 17 of 22 forms.	17 of 22 forms
Bank contact for the reference: name and phone	Optional: the banker who takes your reference call.	17 of 22 forms
Guarantor’s full name Required	Companies and trusts only, whose owners are otherwise not liable.	14 of 22 forms
Guarantor’s home address Required	Where a demand would be sent.	15 of 22 forms
Guarantee Required	The guarantee itself, linked in full.	14 of 22 forms
Guarantor’s signature Required	The guarantor signs too, not only the applicant.	14 of 22 forms
Payment terms Required	Makes your payment terms part of the deal.	18 of 22 forms
Credit checks Required	Permission to call references and get a report.	15 of 22 forms
Authority Required	Someone who can bind the business is applying.	5 of 22 forms
Your name and position Required	Name and position of the person signing.	9 of 22 forms
Signature Required	Typed or drawn; the date is recorded.	21 of 22 forms

What we left out

Bank account numbers. On 10 of 22 forms. A bank reference needs only the bank, the branch and a contact.
Directors’ dates of birth and license numbers. On 9 of 22 forms and 7 of 22 forms, all Australian. Only a consumer credit check on a guarantor needs them.
Spouse details. On 2 of 22 forms. A guarantee binds the person who signs it; in the US, Regulation B limits requiring a spouse’s signature (below).

What 22 real credit application forms ask

How many include each field, from forms organizations use today. Part of the Form Field Index.

Business address 22 of 22
Customer's legal business name 22 of 22
Business number 21 of 22
Signature 21 of 22
Trade or supplier references 20 of 22
Business phone 19 of 22
Directors, owners or partners 18 of 22
Agreement to payment terms 18 of 22

Read September 2026 · Australia 15, US 6, Canada 1 · Sources

Phillips Mfg. Co. · manufacturer (supplier), US
Illing Company, Inc. (Illing Packaging) · packaging distributor, US
Oldcastle Materials Texas (Texas Materials) · construction materials supplier, US
Bear Truss (US LBM) · building materials supplier, US
Wessels Oil Company · fuel supplier, US
De Rigo Rem (Rem Optical Company) · eyewear supplier, US
The Great Little Box Company Ltd. · packaging manufacturer, Canada
Sirron Holdings (Norris Industries, Butler Equipment, Zexa Chemicals) · equipment and chemical supplier, Australia
ASKIN · building products supplier, Australia
BuildingPoint Australia · construction technology supplier, Australia
Eagle Lighting Australia · lighting wholesaler, Australia
South Australian Department for Environment (DENR) · state government agency (supplier), Australia
Cakes West (Danish Patisserie, Cookies & More, Cake Box) · wholesale bakery, Australia
BMJ Truckin' Pty Ltd · transport company, Australia
Victoria International Container Terminal (VICT) · container terminal operator, Australia
Dorset Australia · hardware manufacturer, Australia
Maas Civil (Maas Group) · civil construction and materials, Australia
Apex Building Products (QLD) · steel building products supplier, Australia
Eastern Air Services · aviation services, Australia
Boss Building Supplies (Boss Plaster Products) · building supplies, Australia
Norford Industries · building products manufacturer, Australia
ReGyp · plasterboard recycler and supplier, Australia

How the form changes as people answer

Most people see a shorter form. These questions and screens only appear when an answer calls for them.

When “Credit limit requested” is 20,000 or more

shows “Latest financial statements”
When “Type of business” is “Company” or “Trust”

shows “Personal guarantee”

Make it yours

Set your own threshold

Change the $20,000 in the statements question’s show-if condition and in its description.
Know which rep sent it

Add ?rep=Sam to the link you email a new customer, and the rep’s name is saved with the application.
Keep it to customers you invite

Turn on Settings → Password protection and send the password with the link, so a forwarded page can’t bring in strangers.

Good practice and the law

This is general information, not legal advice. Rules differ by country and state, so check anything important where you operate.

US
You may ask for a guarantor, but may not require a spouse’s signature when the applicant qualifies alone. CFPB, Regulation B §1002.7
US
Tell a business with revenue of $1 million or less your decision within 30 days of a complete application; a denial may be oral. CFPB, Regulation B §1002.9
Australia
Commercial credit information falls under the Australian Privacy Principles where they apply to you, not the consumer credit-reporting rules. OAIC, commercial credit information

Questions about this template

Is this for business credit or personal credit?

Business credit only: one company buying from another on account, often on 30-day terms. Loans and credit cards for people are consumer credit, with their own rules and forms.

Where do I record the limit I approve?

On paper, in the box for your credit team at the end of the PDF. Online, add limit and account number columns to the Excel export you keep as your register.

Why don’t sole proprietors see the guarantee?

Sole proprietors and partners are already personally liable for the business’s debts, so the guarantee appears only for companies and trusts.

Who should a customer give as trade references?

Suppliers who give them credit now, ideally for similar amounts. Friends, relatives and their own accountant tell you nothing about how they pay.

Which form do you need?

Not quite the job? One of these may fit, or browse all application forms.

new customer account form
To set up a customer who pays upfront: contact and billing details, no references or limit.
trade order form
For the orders an approved account then places.
tenant application form
For a person renting a home, not a business buying on credit.

Start with the credit application form template

Open it in the editor, link your payment terms and send it to your next account customer.